Five things to check first

01

Confirm health coverage for both adults and the child.

02

Calculate life protection for every income the household relies on.

03

Include childcare and education in essential outgo.

04

Create an emergency runway that accounts for a dependent child.

05

Record nominees and an emergency document location.

Why the people matter

Three people can mean two working adults and a child, or one working adult and two older parents. Those families do not have the same risks. MoneyMap asks who earns, who needs support and who is covered instead of relying on a headcount.

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