A transparent starting order

  1. Stabilise monthly cash flow. Understand normal income, essentials and required payments.
  2. Create accessible safety cash. Start with one month, then test a longer scenario.
  3. Review health protection. Check every household member and the policy terms that affect usability.
  4. Protect dependent income. If another person relies on an income, run a needs-based life-cover review.
  5. Make debt visible. Record balances, rates, due dates and overdue payments.
  6. Define the goal. Add an amount, existing savings and time horizon before selecting a product.

The order is not universal. MoneyMap reorders the missions when the household facts change and shows the facts and assumptions used.